insurance reserve
英 [ɪnˈʃʊərəns rɪˈzɜːv]
美 [ɪnˈʃʊrəns rɪˈzɜːrv]
保险准备（金）
双语例句
- An insurance company engaged in life insurance shall set aside a reserve for future claims equal to the total net value determined actuarially on the total life insurance policies in force.
人寿保险精算准备金经营有人寿保险业务的保险公司，应当按照有效的人寿保险单的全部净值提取未到期责任准备金。 - Life insurance reserve and risk analysis with stochastic interest rates
随机利率下的寿险责任准备金与风险分析 - But once here, why would they not expand into commercial banking, to gain full access to the public safety net of deposit insurance and the Federal Reserve discount window?
但一旦设在了这里，它们为何不向商业银行领域扩张，以充分利用存款保险公共保障制度与美联储（Fed）的贴现窗口呢？ - When the cedant adjusts the balance of the unearned premium reserve of the original insurance contract on the balance sheet date, it shall adjust the amount of the receivable reinsurance unearned premium reserve accordingly.
再保险分出人应当在资产负债表日调整原保险合同未到期责任准备金余额时，相应调整应收分保未到期责任准备金余额。 - The present paper deals with several practical questions on insurance mechanism, deductible insurance, risk price and insurance reserve, etc.
利用再保险市场的风险分配量和风险价格的解析表达式，讨论关于保险机理、免赔额保险、风险价格和保险基金等实际问题。 - Again, life insurance company's business profitability is influenced by interest spread risk along with its after effect on reserve valuation of life insurance;
进而，论文讨论了寿险利差损风险对寿险公司责任准备金评估的影响，得出寿险利差损风险影响寿险经营利润的进一步结论； - Secondly, centering on insurance company's business, the paper analyzed how to decide premium, the theory of drawing reserve and insurance company's profit.
接着论文围绕保险企业的经营，分析了保费的定价原理及寿险费率的影响因素，准备金提取原理及保险企业利润组成。 - Contingency reserve can guarantee insurance company to obtain fund in time in order to avoid financial difficulty, therefore, research on the application of contingency reserve in flood risk transfer has great significance for development of flood insurance in China.
由于应急资本能够保证保险公司有权利及时获得资金，以避免陷入财务困难，因此，研究应急资本在洪灾风险转移中的应用，对于我国洪水保险的发展，有重要的意义。 - To redress this situation, we should establish uniform and detailed evaluation guidance and criteria for the whole industry and the insurance regulator should strengthen its supervision on incurred and reported loss reserve evaluation.
改变我国财产保险公司对已发生已报案未决赔款准备金评估方法的差异性，应当制定行业统一的评估详细准则和判断准确性标准，监管机构应当加强已发生已报案未决赔款准备金评估准确性的监管。 - Logically, there is no possibility for the substitution of deposit insurance system for difference reserve ratio system.
从逻辑上说，存款保险制度与差别存款准备金率制度之间并不存在替代的可能性。 - Under the condition of the imperfect financial market and the unestablished system of deposit insurance, reserve against deposit will continue to play its role at the given time.
在中国金融市场尚不完善，存款保险制度尚未建立的情况下，存款准备金制度将在一定时期内继续发挥作用。 - Solvency of an insurance company is composed of capital, reserve, guaranteed funds, free reserve and minimum solvency margin.
而偿付能力的内容包括资本金、保险责任准备金、保险保证金、保险保障基金、总准备金和最低偿付能力额度等。 - The insurance fund includes internal capital and external capital, which are registration capital, accumulation fund, security, reserve and other fund.
保险资金包括自有资金和外来资金两部分，具体包括资本金、公积金、保证金、各类准备金及其他资金等。 - Major property and casualty insurance companies in China differ in the calculation method of incurred and reported loss reserve which, to a large extent, undermines the accuracy of their results of accounting profits and weakens the effectiveness of solvency margin supervision by the regulator.
我国主要财产保险公司之间的已发生已报案未决赔款准备金的评估方法具有很大的差异性，这在很大程度上影响了保险公司核算经营损益的准确性，弱化了监管机构实施偿付能力监管的基础。 - There are difficulties in recognition and measurement of insurance accounting, due to above characteristics. How to recognize the revenue and measure the reserve is the main difficulty.
保险合同的上述特点，使得长期以来保险会计的确认和计量存在一定困难，其主要的难点体现为保险合同收入确认与准备金计量。 - Claim reserve in health insurance is a kind of reserve which is collected for the incurred claims in the policy period.
健康保险赔款准备金是保险公司对健康保险保单有效期内已发生但尚未理赔的保险事故未来的赔偿和给付提取的准备金。 - For the insurance industry, there is a examination and approval system, which has strict barriers to entry, operational restrictions, the responsibility of reserve requirements and minimum solvency requirements.
对于保险业来说，其有严格的准入门槛，业务限制，责任准备金要求和最低偿付能力要求，从某种程度上来说保险公司也是一种特许经营，保险公司存在特许权价值。 - Therefore, frequently, insurance need extract general capital reserve to cope with the extreme value risk.
因此保险业通常需要提取总准备金以应对极值风险。 - Risk assessment for insurance companies, from the valuation of the reserve to the solvency standards have been in continuous development.
对于保险公司的风险评估，从准备金的计算方法到偿付能力的标准都一直处于不断发展变化之中。 - It also will help us to refine and improve the new guidelines. Firstly, this thesis introduced the actuarial principles and accounting principles of life insurance reserve, thereby led to the comparison of the accounting method for life insurance.
本文首先介绍了寿险责任准备金的精算原理和核算原则，进而引入了对我国新旧会计准则下寿险责任准备金核算方法的比较。 - In the new system, funded old age pension funds, which include the basic old age insurance individual accounts and the national social security fund ( as reserve fund), has a significant role.
本文提及的基金制养老保险基金在我国现行管理实践中包括：我国基本养老保险中的个人账户基金和作为国家储备基金的全国社会保障基金。 - Loss reserve is the major insurance liability, it is of great significance to assess the reserve to the insurance companies on the sound operation.
责任准备金是保险公司的主要负债，正确合理评估准备金对保险公司的稳健经营具有重要意义。 - In addition, the paper compares three measurement model of insurance reserve liability.
此外，通过比较的方法比较了准备金负债的三种计量模式。 - Assessment of the operating performance and solvency of non-life insurance companies depends on accurate evaluation of claims reserve liabilities.
在确定非寿险公司的经营业绩和偿付能力方面，都依赖于索赔准备金负债的准确评估。 - In this paper the author selected the statistical projects that most academic papers using, namely cash, savings, bond, stock, insurance reserve. These items form the residents 'financial asset.
在本文笔者选取了大多数学术论文中的统计项目，即手持现金、储蓄、债券、股票、保险准备金这几项作为的统计项目。 - In the end, the property insurance claim reserve evaluation methods and the prospect of its development are summarized.
最后对财产保险公司赔款准备金评估方法进行了总结，对其发展进行了展望。 - In our country the actuarial study is backward, especially for non-life insurance actuarial study, with the result that property insurance companies have a great deal of flexibility in product pricing and assessment of the reserve.
而我国对保险精算的研究起步较晚，尤其对非寿险精算理论的研究更要滞后，致使财产保险公司在产品定价和准备金评估方面具有很大的灵活性。 - It deals with insurance companies 'debt account such as insurance revenue, insurance reserve and subordinated bonds, etc. In the light of macro-economic development and market positioning, this paper constructs a prediction model of premium revenue for P& C insurance companies in China.
主要涉及财险公司负债类账户的优化管理，包括保费收入、保险业务准备金和次级债务等。依据宏观经济发展情况和保险公司市场定位，构建了我国财险公司保费收入预测模型的基本框架。 - Insurance companies, which afford auxiliary liabilities of compensation, usually adopt reserve fund system, the most commonly used method.
承担辅助作用的保险公司，最常采用的方法是准备金制度。 - With the fast improvement and specialization in Chinese health insurance, the scale of the policy reserve increases steadily, the position of it becomes more and more important as well.
随着长期健康保险业务规模的不断扩增，以及健康保险专业化的不断深入，长期健康险准备金的规模也与日俱增，它在整个准备金体系中的地位显得越来越重要。